Don’t Let Storm Chasers Leave You High and Dry: Your Complete Guide to Verifying Local Siding Contractors in Maryland
When severe weather strikes Maryland, it brings more than just rain and wind—it attracts a wave of unlicensed “storm chasers” looking to exploit desperate homeowners. These fly-by-night contractors often disappear with your money, leaving behind shoddy work and broken promises. Fortunately, Maryland provides robust tools to protect yourself through state database verification and Better Business Bureau records.
Understanding the Storm Chaser Threat
According to the BBB, “storm chasers” are contractors who commonly appear following severe weather, hoping to exploit homeowners dealing with storm damage and insurance claims. While many reputable contractors respond to hard-hit areas to help with repairs, some lack proper licensing, offer quick fixes or make promises they don’t keep.
In 2024, Texans reported more than $200,000 in losses to home improvement scams, according to BBB Scam Tracker. Maryland homeowners face similar risks, making verification crucial before signing any contract.
Using Maryland’s State Database for License Verification
Maryland makes contractor verification straightforward through multiple state resources. In Maryland, it is illegal to act as a home improvement contractor or salesperson without a valid license. Licenses are issued by the Maryland Home Improvement Commission (MHIC).
To verify a license, call MHIC at 410.230.6309 or check online at Public Search. The state’s licensing database allows you to search by:
- Contractor personal name and city
- Contractor trade name and location
- License registration number
- City name or zip code
The Maryland State Contractors Board, officially known as the Maryland Home Improvement Commission (MHIC), provides a user-friendly system that allows consumers and professionals to confirm whether a contractor is properly licensed, in good standing, and authorized to perform work in Maryland.
What to Look for in Maryland’s Database
When searching the MHIC database, verify that the contractor:
- Holds a current, active license
- Has no recent disciplinary actions
- Carries proper insurance coverage
- Lists your area within their service territory
The Commission investigates complaints by homeowners, awards monetary damages against licensed contractors, and prosecutes violators of the home improvement law and regulations. The Commission has a Guaranty Fund (The Fund) supported by licensed contractors, who pay a Guaranty Fund assessment when they obtain their Home Improvement license and each time they renew their license.
Leveraging BBB Records for Additional Protection
The Better Business Bureau provides another layer of verification beyond state licensing. Also look to see if they display the BBB Accredited Business Seal- and check BBB.org to verify it. BBB requires Accredited Businesses to have proper licensure, and only ABs can display the Seal.
When researching contractors through BBB records, examine:
- Overall BBB rating and accreditation status
- Customer reviews and complaint history
- How the company responds to complaints
- Length of time in business
- Any unresolved issues or patterns of problems
Red Flags That Signal Storm Chasers
Some storm chasers use tactics such as the “good deal” you’ll get only if you hire the contractor on the spot. Be proactive in selecting a contractor and not reactive to sales calls on the phone or door-to-door pitches with too-good-to-be-true offers on price and timelines.
Warning signs include:
- Door-to-door solicitation immediately after storms
- Pressure to sign contracts immediately
- Requests for large upfront payments
- No local address or out-of-state license plates
- Inability to provide local references
- Quotes significantly lower than other estimates
Working with Legitimate Local Contractors
Established local contractors like Bay Area Exteriors MD demonstrate the standards you should expect. We are a prestigious Master Elite GAF Roofing Installer. We rank among the top 2% of roofing contractors with a commitment to quality and professionalism. Our certification guarantees we meet strict requirements, including proper licensing, insurance, a proven reputation, and ongoing professional training.
When searching for siding contractors near me, prioritize companies that:
- Maintain active Maryland MHIC licenses
- Hold industry certifications like GAF Master Elite status
- Provide local references from recent projects
- Offer comprehensive warranties on materials and workmanship
- Work directly with insurance companies on storm damage claims
Best Practices for Contractor Verification
Research contractors carefully at BBB.org. Ask for local references and verify licenses and insurance. Get multiple estimates before signing any agreement.
Follow these steps for thorough verification:
- Check the Maryland MHIC database for active licensing
- Verify BBB rating and accreditation status
- Request proof of insurance and bonding
- Contact recent customers for references
- Obtain at least three written estimates
- Review all contract terms carefully before signing
Insurance Claims and Storm Damage
Legitimate contractors understand insurance processes and can help navigate claims properly. Yes, we work directly with insurance companies to handle storm damage claims, making the process much easier for homeowners. With over 30 years of experience in Maryland, we understand how insurance adjusters evaluate siding damage and what documentation they need. We assess storm damage thoroughly and provide detailed reports that insurance companies accept.
Reputable contractors will:
- Document all damage thoroughly with photos
- Provide detailed estimates using industry-standard software
- Communicate directly with insurance adjusters
- Advocate for complete repairs rather than quick fixes
- Handle paperwork and follow-up requirements
Protecting Your Investment
Storm victims should never feel pressured to make a hasty decision or choose an unknown contractor. Make temporary repairs if necessary so you can take the time to choose a trustworthy contractor.
Remember that the criminal penalties for failing to comply with Maryland’s license requirements can be severe; a violator may be charged with a misdemeanor and, upon conviction, face a fine of up to $1,000 or a term of imprisonment of up to six months.
Taking time to verify contractors through Maryland’s state database and BBB records isn’t just recommended—it’s essential for protecting your home and financial security. Don’t let storm chasers take advantage of your vulnerable situation. Use these verification tools to find legitimate, licensed professionals who will stand behind their work long after the storm clouds clear.
By following these verification steps and working with properly licensed contractors, you’ll ensure your siding project protects your home for years to come while avoiding the costly mistakes that come with hiring unlicensed storm chasers.